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As the end of the year approaches, many people don’t realize they may have unused medical benefits that could significantly reduce their out-of-pocket costs for certain procedures. If you’ve been considering treatment options for prostate disease, now is the time to review your insurance coverage and make sure you’re getting the most out of your plan—including potential TULSA-PRO® insurance benefits.
Taking advantage of your coverage before deductibles reset in January 2026 can help you save money while accessing the care you need.
The TULSA Procedure Benefits
The TULSA Procedure is FDA cleared and has more than 70 peer-reviewed publications with outcomes extending up to 5 years. This procedure is incision-free and is performed as an outpatient procedure. Some of the many benefits include a low complication rate and a rapid recovery time.
Low Complications
Based on our most recent data, the TULSA Procedure has a relatively low risk of everyday functional decline because your physician has the ability to avoid important nerve bundles and structures around your prostate, decreasing the risk of side effects.
Same Day Out Patient Procedure
The TULSA Procedure is a one-and-done procedure, performed in a single session that takes a few hours. There is no need for repeat visits, meaning you can take less time off work, spend less time in the hospital, and spend more time living.
Keep your Options Open
If you need future prostate care, you may either have a repeat TULSA Procedure or choose any other type of prostate therapy to address your prostate needs.
Rapid Recovery Time
Most patients return to activities quickly, and their erectile and urinary functions return to baseline in about 3-6 months.
Customizable Treatment Plan
The TULSA Procedure is a customizable procedure that is personalized based on your unique anatomy and tissue.
Precise Targeted Ablation
The TULSA Procedure is precise, allowing for local control of clinically significant prostate disease, with significant PSA reduction and low rates of residual disease on follow-up biopsy.
Using Health Savings and Flexible Spending Accounts
If you have a Health Savings Account (HSA) or Flexible Spending Account (FSA), these funds can be used to pay for eligible medical expenses—including deductibles, copays, and other out-of-pocket costs related to the TULSA Procedure.
- HSAs are available to people with high-deductible health plans and allow unused funds to roll over each year. They also offer tax advantages.
- FSAs are employer-sponsored accounts with pre-tax contributions, but funds often must be used within the plan year (with some exceptions).
If you have either account, check your balance and plan to use these funds before the deadline.
Why Timing Matters
Most insurance plans work on a calendar-year basis. That means:
- Your deductible resets on January 1, 2026.
- Your out-of-pocket maximum also resets.
- Any unused flexible spending account (FSA) or some health savings account (HSA) funds may expire or be subject to restrictions if not used in time.
If you’ve already met your deductible for the year, or are close, your insurance may cover a larger portion of eligible medical expenses before Q4 ends. This can make procedures like the TULSA Procedure more affordable if your insurance benefits include coverage under your plan.
So, if you’ve met your deductible for the year, completing your procedure before December 31 could save you thousands. Click here if you’d like to learn more about the Reimbursements and payment rates.
Planning And Getting The Most Out of Your Benefits
The last quarter of the year is an ideal time to maximize your insurance benefits and explore your payment options for the TULSA Procedure. Reviewing your coverage, using available funds in your HSA or FSA, and getting pre-approval now can make a big difference in your total cost.
It’s wise to plan ahead if you are considering this procedure. Reach out to us if you have more questions about this process, and let us help you enter the new year with peace of mind about both your health and your finances.
Aug 28, 2025 | Team iNet